Recently fires have been ravaging the local area, with multiple fatalities, dozens of injuries and hundreds of people without homes and millions of dollars in damage. What strikes me is how many of these people are without any kind of insurance for their homes, cars, and property. Did you know renters insurance usually runs less than $20 a month? And since it replaces your property at replacement value, and not what you actually paid, it does not matter that your sofa came from Goodwill. The easiest place to find renters insurance, is to contact your car insurance company to see if they offer renters insurance.
Of course if you are looking for car insurance, or wish to compare car insurance rates, there is no time like the present. I don’t understand how people say they cannot afford insurance; driving without it is like playing Russian roulette, the cost of driving without it is more than you will pay to have it.
Also, make sure that your home insurance policy is up to date and has enough coverage. The dishes you got on sale at Target are not worth $25 on replacement cost if you will have to pay $250 to replace them, so making sure not to under insure your property is a must! Look at the replacement value of little things… your computer, all its software, all your CDs and multimedia equipment, all your clothes, your childrens’ toys, it all adds up!
*This is a sponsored post.
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