Chick-fil-A busted my van window! (But I still love them)


So the 25th was a particular windy day, gorgeous and warm, but very windy. My friend Tracie and I had taken the kids (half of mine and her two) to Chick-fil-A because not only do they have yummy foods and healthy choices, but they have an awesome indoor play area that Matthew loves to pretend is his “tree-house home”. Matthew and Tracie’s oldest daughter were playing inside the play area, and Tracie and I are chatting while our babies shove food in their faces faster than we can break it apart. Sophie’s gaping maw had already hoovered down a chicken strip, two potato slices, 2 pieces of mandarin orange, a slice of apple, three grapes, a strawberry and two heaping spoonfuls of chicken noodle soup (without the soup) that contained carrots, celery, noodles, and chicken. She was happily sucking on a saltine cracker when an employee started asking anyone if they drove a blue Honda. Well, at home I have a dark blue Honda Civic, so when he came to our table I said no… my Honda Odyssey seems more of a silver to me (technically the color is “Slate Green Metallic” but it does not look green at all to me). So when he gets to the next table and asks them if they drive a “Blue Honda minivan I start to think maybe he is talking about me…. and he was.

Seems that he was trying to move, repair, or remove a sign when the wind took it for a ride, sending one of the stakes flying into my windshield of my 1-year-old minivan.

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Of course everyone was super professional and the manager came over to apologize. I got a stack of free meals and free ice cream for everyone. They assured me that the damage would be fixed by their insurance company and thanked me for being so cool. Of course why wouldn’t I be?? It was not their fault, it was just a window, and no one was hurt.

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The easiest way to fix the damage was just to replace it myself and submit the forms to their insurance company who called me the next day. They would have gladly done the work and paid for it themselves, but I was in a rush for the replacement, but not so much the funds now that we are on the Dave Ramsey plan. So bright and early the next morning I got a pretty new windshield. And since my van could not fit into the garage without and have the doors still accessible, it was a great excuse to rally the kids and get their help re-organizing the garage they had just been paid to clean.

I just got the paperwork notarized and will be mailing it to C-f-A’s insurance company in the morning, and I should have my money back in a week or two. The overall experience has been quite pleasant and I joked that Colorado is bad on cars and in the first year of ownership the Civic had already been painted twice… first because of a wind/sand storm that pitted all my paint and glass. The second time because of hail.

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I just hope that Northern Virginia is nicer on my poor cars!!

I forgot the very best part… So when I picked up Austin (age 12) from school, I told him how it happened. Well he suddenly fell very quiet, serious and deep in thought. Finally, when we got home he looked it over a few times and said…”what I don’t get mom, is why they would use steaks to hold up a sign, I mean is steak even heavy enough to hold down a sign, and how did a hunk of meat break your window….?” When I finally caught my breath from laughing so hard, all I could say between fits of laughter was “Austin…. STAKES…. like tent stakes” to which her responded the word he is most famous for.

“Oh”



What?? I can’t hear you.


I have been sick since Monday.

Last Monday.

That seems like an eternity to me.

It started with typical cold symptoms, runny nose, fever, aches. By Wednesday I knew I had an ear infection. I called at 8:01am Wednesday morning to get in to get checked out and she has two appointments that week. One is at the exact time I have to be at my son’s school to pick him up, the other is Saturday. At that time I scoff Saturday, I just *know* I will be better by then, or I will just go to Urgent Care.

I take it as easy as I can the next few days, which of course is not easy at all. On Friday I tell myself I *will not* leave the house under any circumstance, except to take Austin to and from school… and then fate intervenes. An angel from heaven swoops down in the form of a tax refund. The tax refund I did not think I would get for weeks because I forgot to add the kids’ social security numbers to my rough draft in the tax software and it showed me getting almost nothing.

So of course my promise not to leave the house is broken by 9 AM, the time the Mac store opens. I gather up all my paperwork, and by noon I am am not a PC anymore. I am a Mac. I will refrain from gushing, because if you were like I was, a die-hard PC lover, you won’t want to hear it. But I will say, all my misconceptions of a mac were wrong.

Friday night around 5pm, I go check the mail and I got a shocker. It was a letter that made absolutely NO sense. It was from my insurance company and it seemed like it was proof of coverage, until I looked closer and it said “Covered until 1/31/09″. Holy crap, I am sick, and I don’t know who my insurance company is! A little bit of research yielded who I think may be my insurance company, but without proof, no one would accept it. Thankfully I knew that we have one public hospital that will bill you if you have no insurance, instead of expecting payment at the time of service like a lot of private Urgent Care centers do. So Sunday afternoon I head to the Urgent Care and I have a double ear infection! The one that hurts really bad was just starting to get infected, where the one that had not started hurting until that morning, figure that one out.

Anyways, it took about 15 minutes on the phone this morning to get the mess sorted out, I am holding now to pass the information on to the hospital now.

I just hope that the 60 pills I have to take over the next 10 days clear this mess up!



Payday


Today was payday, so it was a busy day. I had to go to the bank to get my two weeks worth of cash for groceries, pet food, & a little spending money and to pay my car payment. I also needed to notarize a contest waiver for a Denver Bronco’s football I won back in December… oops!

After the bank I met my friends & their babies for lunch, Sophie, as usual pigged out. She also blew out of her diaper, right after my friend’s baby spilled soup on herself, and both of us forgot to bring a change of clothes. Thankfully, one of our friends had two changes of clothes for her son, and so Sophie and winter had clean clothes. What a mess! I am so glad she’s in cloth, as I remember this happening all. the. time. in paper diapers.

In her stylish new duds (the shirt read “Dude, your girlfriend keeps checking me out” LOL), we then split up and I headed to the Mac store to get an estimate on my Mac once I get my tax refund and pay bills, and then on to Best Buy. My GPS I got last week went on sale and the price dropped by $40 PLUS came with a free $25 leather case, so I got the case and stood in line with customer service for around 30 minutes, it was crazy!

While we were waiting I got to watch a mom royally screw up her children. I try not to be judgmental, but seriously, supervision and structure (and a 2 second trip to the bathroom to wash faces) go far! The thing that struck me is this woman appeared to be well educated, was well into her 30′s and well groomed herself. The children, who were under 4, had speech delays (the younger one, who was 2-3) still had a pacifier. They were out of her sight for about 10-15 minutes while she talked on the phone, and were encouraged to play with the queue stands and got hurt as a result. I was never so happy to take my own child, who up until then, I thought was majorly acting out.

I was so impressed with my own little guy, I took him to get a fruit & yogurt parfait at McDonald’s as a treat for waiting so patiently at customer service.



Busy busy busy


Sorry for the lack of posting, I have my hands full with my fourth now being mobile and getting the most out of hubby’s last two weeks here in town. I do have a lot of mini updates though I wanted to share with you all.

On the 22nd I took Sophie to Children’s Hospital in Aurora to meet with one of the best pediatric rheumotologists in the state, he was amazing and super sweet. He told me that Sophie is healing well from her reaction to my antibodies and she should outgrow her neonatal lupus really soon. He did tell me new studies suggest that she is at a higher risk of having Lupus sometime in her lifetime (10% chance) and that will become a 20% chance if I am diagnosed with Lupus myself.

Last week, Matthew reminded us that Bobby and I are setting a bad example in our play talk. He was wanting some cereal and Bobby was finishing up something and I was busy with the baby and so it took him a couple minutes to get Matthew is cereal. When Bobby got into the kitchen, Matthew responded “thanks for getting your ass up to get me some cereal” in the sweetest and most chipper tone. We had him repeat it because we thought we must have misheard. Once it was clear he was using trucker talk (and apparently mommy & daddy talk) we told him that was a naughty word and not to use it again. We then proceeded to bust a gut as soon as he was in bed for the night.

Christmas went well, the kids not only did not seem to notice the scaled back amount of gifts, the also did not care and seemed to enjoy their gifts even more this year than normal!! Cash Christmas all the way from here on out!! We got some lovely family gifts that will allow us to have a great “staycation” when we go visit a nearby aquarium and zoo in a neighboring city as a family. It will also afford us a membership to the local zoo. We also get to go pick out a new game for the family and my sister made us an incredible photo album from my visit up north this summer. I have a very thoughtful family!!

Bobby’s passport came without incident even though we did not expedite it. I give them props, they were SUPER fast! Now all that is left is an updated drivers license, and some legal paperwork.

Sophie got her first babydoll today (well, technically yesterday), it’s a darling little plus baby in a pea pod. She ADORES it. She also got to ride in the cart at the grocery store sitting all by herself and balanced very well. She loves to babble and her favorite sound right now is “da-da”. It melts our hearts.

We had our annual New Year’s gluttony feast too this year. Apparently my children think “get any kind of junk food you want, this is the one day of the year you can eat junk food” translates into getting a fruit salad platter and a cheese tray. Don’t get me wrong, they did get fried chicken, and doughnuts, but overall I was very impressed with their choices when allowed to have “anything in the store”. I am just glad this is once a year, my poor grocery budget for the next two weeks almost DOUBLED! YIKES! Junk food is expensive!



He got the job!


Bobby just got a call from the interview coordinator in DC, they offered him the job and we have accepted!! He starts January 12th, deploys for Iraq (we knew and actually hoped for this) in February, and then will return a year later. The pay is a little lower than I hoped, but it is still a promotion and still makes up for the higher cost of living, and the year in Iraq more than makes up for the difference I had in my mind because we can use that money to get out of debt and when you are DEBT FREE you can survive on a LOT less.

The next month is going to be a whirlwind of activity as we prepare, we need to update our wills, get me a few Power of Attorneys, get him packed, increase our life insurance policies and spend as much time preparing the kids emotionally as possible. I know this is going to be a great opportunity for our family, as bittersweet as it is.



Ack, bad computer day!


Yesterday my baby girl bumped a banner on an ap in facebook and next thing I know, my computer has gone insane thanks to the Vundo virus. Le sigh. Kaspersky antiviral I *think* has cleaned it all, but I am still getting random craziness, but I think my baby is on the mend.

Other than that, we had another Financial Peace University class tonight, it was a lot of fun and Sophie actually made it about 2 hours without me and I was only paged at the very end of the class. It was really refreshing knowing my baby girl will allow others to hold her without me being there because I have a few things coming up to where I won’t be able to have her with me.

I found out that one of the other ladies in my class cloth diapers her children, it was pretty darn cool meeting another cloth diapering mom.



Thank goodness for Dave!


We finished baby step one! For those of you who are not Dave Ramsey nuts, baby step one is $1,000 in a savings account as a baby emergency fund. Well, the same day we set up the emergency fund, our $33 oil change morphed into a $400 brake (and fluid) emergency, one we were able to authorize without much thought, because we had our Murphy Repellent in place. No credit card necessary!

The next day we started Financial Peace University and I got to share with the class how excited we were to have found Dave. What a fun class, I urge EVERYONE who can to attend at your local church. Common sense information that is not so common anymore in an entertaining setting.

In other news, all of our referrals came through today, so hopefully we will have answers soon. Sophie goes to the cardiologist next week, the rheumotologist next month, and the dermotologist the month after. I go to the rheumotologist in January, MUCH sooner than the next available appointment in JUNE! Someone canceled right before they called me, what luck! Now I don’t have to wait so long to get answers about my irregular blood work and spend less time hoping I do not have Lupus before I get answers.

Lots of other positives in the financial and career world for Bobby, but I don’t want to count my chickens before they hatch, so just send some positive vibes my way that those chickens start popping out of their shells so I can share with you!



Oh the sales to be had!


Another fun day at the market, I got some killer deals at King Soopers (Kroger owned chain) today to include $39.70 in manufacturer coupons, $7.40 in coupons they doubled, $69.13 in Sooper Card Savings for a total of $116.23 saved…. this on $141.44 worth of groceries, a savings of 45%!! I got 103 items total from almost every single isle. I got quite a few freebies too, some Hefty Onezip freezer bags, a toothbrush, and 2 cans of Carnation evaporated milk for cooking. I also got 4 bottles of Tylenol for 50 cents each, a bottle of Dial handsoap for 40 cents, a tube of Colgate toothpaste for 50 cents, you get the point. Oh, and General Mills Cereals were $1.17 a box, we use this as snacks after school and stuff, for breakfast my kids don’t eat sweet cereals. I wish I had discovered how much fun couponing is years ago! What a blast to budget $200 for groceries…have it total $257.67, swipe your card and watch it drop to $188.44. Then he started to swipe my coupons and I kept having to put $20′s back into the envelope until he finally finished. All the while, Matthew was taking 1c rides on the mechanical horse ride. He took 3 rides on the horse in the time it took them to fill my 6 cloth bags (and some plastic bags for the meat & cleaners) with my groceries.

Today was our introduction class to Financial Peace University, it was a lot of fun. We start next Sunday evening and they watch our kiddos for free, wahoo! The classes are two hours long and run for 13 weeks. Best $99 we ever spent for a lifetime membership w/ unlimited classes (plus a work book, CDs, envelope system, & textbook). We will probably go back through with the kids when they are 16 or 17.



What a week


Sophie had her follow up derm appointment, she had the ANA antibodies too, so her official diagnosis is neonatal lupus. Her pediatrician checked her out on Friday and is referring her to a pediatric rheumatologist (arthritis dr, since Lupus (SLE) is a connective joint disease) and a pediatric cardiologist (heart doctor, neonatal lupus can cause heart problems). Her ped assured me that neonatal lupus will not stay with her past infant-hood, and she won’t have any issues when she becomes a mother.

I have an appointment with my primary care provider on Tuesday to discuss my own labs and see if she feels I need a referral for more testing.

Then on Thursday I needed to go back to my GYNs office… my IUD was coming out after only two weeks…my body was rejecting it. Crap, so much for 10 year birth control. She put another one in, but I already feel like it too is being rejected… if that happens I don’t know WHAT we will do since any other method that I tolerate is contraindicated with breastfeeding. Please oh PLEASE let my little copper friend stick around this time!

Also on Friday I asked Bobby to look up his tracking for his books that showed they were out for delivery here in town for the last 3 days. Turns out the books decided to take an unscheduled visit to Tennessee. Last reports say it is back here in the state and will hopefully arrive Monday or Tuesday so Bobby can have them for the classes that started last week.

Trick or treating was fun, I wish I had taken pictures, but the “shop from home” ToT challenge was a success. Matthew wore a Hawaiian shirt, floppy hat, sunglasses and a camera and was the cutest “tourist” ever, he got so much candy. Christopher was Harry Potter, and looked so cute, Austin was a reaper, and Sophie was a little pink bear thanks to a little snowsuit Aunt Angie sent her.

Christopher turned 11 yesterday too, I can’t believe 11 years ago I was a mama for the first time… He was such a good baby, he rarely complained about anything.

Miss Sophie was up until 3am last night, I am so tired!



Rice and beans, beans and rice.


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I have been on a quest to live a better life, part of that was to bring Dave Ramsey’s teachings into the family and the other part is to learn to be happy with what I have instead of wanting bigger and better. Living frugally is living smart, not living poor. Why live on steak and lobster and have debt when you can live on rice and beans and pay a few hundred more dollars on the credit card balance.

Today I had a light bulb moment when I realized that with small changes, I would appreciate my house a little bit more. When I was at the library I found two books that caught my eyes, one was by “The Queen of Clean”, Linda Cobb, called The Queen of Clean Conquers Clutter and the other was Mary Ellen’s Guide to Good Enough Housekeeping. I recognized that part of my problem was lack of organization making my house feel smaller than it is and seem difficult to clean because it is cluttered.

When Bobby came home today, he came upstairs and found me in the bathroom with 100% of its contents in baskets in the bedroom and I was washing the light bulbs, he looked at my boys and said “uh-oh, mama has gone off the deep end again!” and he rescued Sophie and went to another room to play with her so I could finish my task.

I think I got rid of 3 bags full of junk, from magazines to expired products to the makeup I rarely wear, but Matthew frequently uses to “paint” my bathroom door with. I also got all the products off my counters (like mouthwash and detangler) and they now have new homes in my clean medicine cabinet or under the sink. I also hung a couple tiles that I have had for years that I planned on hanging after I painted, but we never got around to painting. My bathroom feels SO BIG now, I love it!

I am so impressed with how well Bobby is doing on our new “cash diet”, he decided he wanted a Coke, but we have been soda free for a few weeks now, so he got into his change jar and pulled out some silver to run to 7-11 to get a coke, I asked him if I chipped in some quarters if he would get me one too. He calls me from Safeway and says “wow, it is so expensive there, I decided to go to Safeway to get a better deal”. This is something I have been nagging at him forever, but Dave is right, it is a LOT harder to spend a dollar than it is just to swipe your debit card. I cannot believe how on board he has been with all this.

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Finally, a rice & bean recipe for you all.

Dad’s Red Beans & Rice (this is a recipe I grew up, my dad made this a lot)

1 cup of long/medium grain rice
2 cans of red beans (undrained)
1 medium onion, diced
1/2 green bell pepper, diced
1 kielbasa (cut into 1/4 inch disks)
1 T minced garlic

Prepare rice according to package, either in a rice cooker (my way) or on the stove top (my dad’s way). Saute together onion, bell pepper, kielbasa, and garlic over medium heat. Combine cooked rice, undrained red beans, and kielbasa & veggie mix in a 2 quart casserole dish and bake until heated through on 350 (about 30 minutes).

I like to serve this with cornbread since all of the ingredients for those are staples.

*Money saving tip… get your green peppers when they are on sale and freeze them, that way you always have green pepper on hand. I wait for them to go on sale at King Sooper (our local Kroger chain) and I buy red, yellow, orange and green peppers and then slice them lengthwise and freeze on wax paper on a cookie sheet for an hour, then I put them into sandwich baggies and put in the freezer (1 pepper per baggie). Then I dice about 2 or three green peppers and do the same, again one pepper per baggie. The pre-freezing keeps them from sticking together, so you can use half a baggie in this recipe without having to thaw.